You do, and it's added on top. If you send 10,000 XAF to Mobile Money, they receive 10,000 XAF and you pay 10,250 XAF. You always see the total before you enter your PIN.
Pricing
Simple fees. Shown up front.
No subscriptions, no monthly charges, no surprises in the exchange rate. You see the fee and the total before you confirm, every single time.
XAF
- Fee (2.5%)
- 1 250 XAF
- Lands on MTN or Orange
- 50 000 XAF
- You pay in total
- 51 250 XAF
From your wallet to any MTN or Orange number. 1 000 to 500 000 XAF per transfer. The fee is shown before you enter your PIN. Nothing is hidden in the rate.
Personal
For everyday money
Open an account
No monthly or yearly fee, ever.
Free
LBPay to LBPay
To any @handle or LBPay number. Instant.
Free
Add money from MTN or Orange
From 100 XAF.
1.5%
Send to an MTN or Orange number
1 000 to 500 000 XAF per transfer.
2.5%
Direct MTN ↔ Orange transfer
No wallet balance needed.
3.5%
Savings pots
Only if you skip a cycle: the penalty you picked, 1–25%.
Free
Send abroad
Opening soon. Rate locked when you confirm.
2.5%
Business & developers
For getting paid
Shop page, product links and QR
Your first 20 products are free. Need more? 2 000 XAF per 10 extra.
Free
Customer pays with LBPay wallet
For you and for them.
Free
Customer pays with MTN or Orange
Shown to the customer at checkout. You receive the full price.
1.5% to customer
Pay out to Mobile Money
Same rate as personal.
2.5%
API payouts
Sandbox is always free.
2.5%
You keep the full price.
When a customer pays 10,000 XAF for your product, 10,000 XAF lands in your balance. No commission is taken from your sale.
Limits
Limits that protect you.
Daily caps stop the worst from happening if someone ever gets hold of your phone. Verify your ID in the app and they go up.
- Smallest wallet transfer or deposit
- 100 XAF
- Smallest Mobile Money payout
- 1 000 XAF
- Largest Mobile Money payout
- 500 000 XAF
- Daily outgoing, before ID check
- 500 000 XAF
- Daily outgoing, after ID check
- Raised
Always free
What you'll never pay for
- A monthly or yearly account fee
- Receiving money into your wallet
- Sending to another LBPay wallet
- A hidden exchange-rate margin
- Opening a shop or payment link
- Using the developer sandbox
Pricing questions
No small print. Promise.
No. Everything in Cameroon is in XAF, so there is no conversion. For transfers abroad, the fee is the flat rate shown here and your rate is locked the moment you confirm.
If MTN or Orange rejects it, LBPay puts the amount and the fee back in your wallet automatically. Both entries appear in your history.
If they ever change, this page is updated first, and the app always shows the exact fee before you confirm. A fee you've already paid never changes afterwards.
Free to open. Free to try.
Create your account, send your first transfer to a friend on LBPay, and pay nothing.